Does Stripe Need a Merchant Account


 

No, Stripe does not require a separate merchant account. Instead, when you sign up for Stripe, you create an account that acts as both a payment gateway and a merchant account. This means that you can use Stripe to process payments and receive funds directly into your Stripe account without the need for a separate merchant account. 

Does Stripe Need a Merchant Account?

Stripe simplifies the process of accepting online payments by providing a single platform for payment processing, fraud detection, and other features that are typically handled by separate providers when using traditional merchant accounts.




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